eHealth, or electronic health, is defined as “a set of statements, directives, regulations, laws, and judicial interpretations that direct and manage the life cycle of eHealth”.
The passage of the Universal Health Care Law in 2019 offers an opportunity to scale up the implementation of telehealth solutions. However, to fully realize the integration of telehealth in healthcare provider networks (HCPNs), an evaluation framework and tool is indispensable. This paper proposes a telehealth solution assessment tool (TSAT),
The Payong App is a collaborative effort between the Philippine Department of Trade and Industry (DTI) specifically the Philippine Trade Training Center (PTTC), the Philippine Disaster Resilience Foundation, Inc. (PDRF), members of the local insurance industry and the German Development Cooperation (GIZ).
By 2030, Asia will be home to almost half of the global population, with only one-fifth of the world's agricultural land, and 65% of the world's middle-class population will reside in Asia, seeking nutritious, fresh, and safe produce delivered conveniently and on-demand, with minimal environmental impact (PWC, Rabobank, Tamasek, 2019).
Lingkungan yang semakin sensitif terhadap iklim menjadi alasan yang mendasari tren dan proyeksi kerugian dan kerusakan yang semakin parah. Indonesia semakin sering dan semakin banyak mengalami guncangan dan bencana terkait iklim karena lokasinya yang terletak di Cincin Api Pasifik.
An increasingly climate-sensitive environment underlies worsening loss and damage trends and projections. Indonesia’s location in the Pacific Ring of Fire exposes the country to frequent and ever-increasing climate-related shocks and disasters, further exacerbated by disasters from 127 active volcanoes, earthquakes and tsunamis.
A look at the Philippines and the role of inclusive insurance - The COVID-19 pandemic is revealing important economic consequences and reversing development gains. The crisis has repercussions and consequences across the globe at various levels that are and will continue to be tackled for a long period.
The climate crisis underscores how we are operating in a Volatile, Uncertain, Complex and Ambiguous (VUCA) world. Providing insurance to the poor and vulnerable has not been an easy feat, making it more challenging is the complexity of creating insurance products for the sector that cover impacts of climate change.
This paper analyses different actuarial methods for risk premium calculation, and, consequently, for establishing a tariff premium for a defined risk, focusing, in the second part, to floods insurance. The methods discussed are appropriate for many non-life lines of business, but the document refers mainly to household insurance and/or business interruption of small and medium sized enterprises.
Through the years, the scope of work and breadth of partnerships of GIZ Regulatory Framework Promotion of Pro-poor Insurance Markets in Asia (RFPI Asia) has evolved and responded to the changing times. In its third and current phase, RFPI is privileged to go beyond its focus on inclusive insurance to include the ever-worsening impacts of climate and disaster risks in advocating for risk transfer and insurance solutions within broader sustainable development approaches and strategies.
The Vietnamese Version of the Climate Risk Insurance in Vietnam Concept Paper
The English Version of the Climate Risk Insurance in Vietnam Concept Paper
A guidebook for GIZ to a holistic approach on MSME resilience in Asia
This factsheet provides an overview of the rice insurance code that supports the implementation of Vietnam’s agricultural insurance policies as per Decree 58 and Decision 22, to enhance the resilience of individuals and organizations engaged in agricultural production against natural disasters and diseases.
This factsheet provides an overview of the livestock insurance code that supports the implementation of Vietnam’s agricultural insurance policies as per Decree 58 and Decision 22, to enhance the resilience of individuals and organizations engaged in agricultural production against natural disasters and diseases.
This factsheet provides an overview of Vietnam’s Agriculture Insurance Decree 58 issued on April 18, 2018, and the complementary Decision 22 on the implementation of the support policy described in the Decree, issued on June 26, 2019.
This factsheet provides an overview of the aquaculture insurance code that supports the implementation of Vietnam’s agricultural insurance policies as per Decree 58 and Decision 22, to enhance the resilience of individuals and organizations engaged in agricultural production against natural disasters and diseases.
What is the current situation of Climate and Disaster Risk Insurance (CDRI) in the Asia-Pacific Region?
GIZ RFPI Asia III together with the InsuResilience Secretariat commissioned MicroSave Consulting (MSC) to do a “Landscape Study on Climate and Disaster Risk Insurance in Asia and the Pacific with the objective of assessing the status of CDRI and financing in 22 selected countries.
What is Data Privacy? What is its importance and impact on regulatory and private sectore stakeholders in the ASEAN? This report provides insights these questions.
The Financial Literacy Campaign Kit (FLiCK) is a toolkit to support the capacity-building activities on developing regulations, policies and products in the context of inclusive insurance and climate and disaster risk insurance. FLiCK consists of four modules: 1. Financial Inclusion and Inclusive Insurance, 2. Climate and Disaster Risk Insurance (CDRI), 3. The Roles of Stakeholders in Inclusive Insurance and CDRI, and 4. Good Practices.
This report tries to map out a variety of challenges and solutions related to the provision of climate risk insurance (CRI) by the municipality of Las Nieves in the Philippines. It carries out a detailed discussion on the potential insurance and non-insurance solutions, coupled with an action-led approach on implementing the recommendations related to the climate risk protection mechanism.
This diagnostics toolkit is designed to help countries assess the financial management of disaster risk and to provide a basis for them to enhance financial resilience through insurance and other risk transfer instruments.
“An average of about 20 storms and typhoons enter the Philippine Area of Responsibility every year. In addition, the country also sits within the so-called ‘Pacific Ring of Fire’, hence is exposed to earthquakes and volcanic eruptions. All of these make the Philippines one of the riskiest countries in the world in terms of disaster vulnerability and natural calamities exposure.”1
The GIZ program RFPI Asia program (Regulatory Framework Promotion of Pro-poor Insurance Markets in Asia) currently prepares new directions for activities in the upcoming months and years.
Between 1997-2016, the Philippines has been ranked fifth among most affected countries from the effects of climate change in the Global Climate Risk Index 2018 study by German Watch. The Philippines along with China, the United States, Indonesia, and India were identified by AIR as the five countries most frequently hit by natural disasters due to location, country size, the presence of multiple risks, resilience against the effects and its access to insurance instruments.
Asia Insurance Review, together with RFPI Asia as co-organizer, put together its First Inclusive Insurance Conference to look into how the insurance industry, powered by digitalization and blockchain technology, deliver protection to everybody, especially the poor and vulnerable, against extreme weather events and other risks. And equally as important, the conference also looked into how the regulatory framework is adapting to the advance technological changes to drive growth, create new value and promote financial inclusion.
Key insurance stakeholders have declared that the use of technology is a game changer in the industry as it paves way to new business models, innovative products and services, as well as more tailored and interactive ways of engaging customers .
Microinsurance distribution in the Philippines is primarily through microfinance institutions (MFIs) and pawnshops. This creates the concentration of microinsurance access within a specific population segment within a similar location due to focused distribution channels. It limits expansion and access to the full market of microinsurance and creates unhealthy pooled risks. Expansion through new distribution channels is required to effectively and efficiently reach a wider pool of customers, and expand protection in different market segments and with a wider range of products.
This industry brief builds on the knowledge and subject matter expertise of business leaders, subject matter experts, regulators and customers. The findings and analysis are the result of insights gathered while consulting with the different actors in the Microinsurance value chain. The study will primarily entail surveys, in-depth interviews and focus-group discussion to be able to determine what each stakeholder has been doing in the past one year and know what else is in the pipeline.
After Typhoon Haiyan (named locally Yolanda) hit the Philippines in November 2013, many stakeholders of Disaster Risk Management (DRM), at different levels, took a long series of measures for organization and activity improvements. International support had a large contribution not only financially, but also related to the improvement of capacity building.
The partner countries Indonesia, Philippines and Vietnam, are increasinglyaffectedbyclimatechange.Theyrank 33rd,3rd, and18th, respectively,amongthe171mostat-riskcountries (WorldRiskReport 2017).Withtheagriculturalsectorastheir mainsourceofemployment, thesecountriesarehometothe extremelypoor,poor,andpovertyendangeredhouseholds.
Twenty four senior staff of insurance regulators, two finance ministry officials and 22 representatives of insurance associations and companies from six Asian countries met in Manila on 11-14 July 2016 to discuss proportionality in prudential regulation, licensing, distribution and supervision and the implications on microinsurance development.
Public-private dialogue (PPD) is a major platform to attain the rationale of the Mutual Exchange Forum on Inclusive Insurance (MEFIN), a network of insurance regulatory authorities in Asia working for peer-to-peer exchange of knowledge and experience with the insurance industry.
The SME sector is considered the ‘engine of growth’ in most economies in Asia. Micro and SMEs compose 97%-99% of total enterprises in the APEC region, and contributes more than 50% to the GDP (China, Indonesia, Japan, Korea, and the United States) and to employment creation. However, despite the huge economic relevance of SMEs, access to financial services remains a perennial problem.
The public private dialogue (PPD) on microinsurance or inclusive insurance is a major platform of the MEFIN Network for peer-to-peer learning among insurance regulators. The PPD provides opportunity both to the regulators and the insurance industry to exchange knowledge and discuss issues and solutions in further developing the market of microinsurance in its respective jurisdictions. It is conducted twice a year.
The public private dialogue (PPD) on inclusive insurance, which is conducted twice a year by the MEFIN Network (Mutual Exchange Forum on Inclusive Insurance), aims to provide opportunity to insurance supervisors, insurance industry and other stakeholders to exchange knowledge and discuss issues and solutions in further developing the market of microinsurance in its respective jurisdictions.
The public private dialogue (PPD) on inclusive insurance is a biannual knowledge exchange platform by the MEFIN Network (Mutual Exchange Forum on Inclusive Insurance), which aims to facilitate a multi-stakeholder discussion on developing an enabling environment for inclusive insurance.